Managing crypto across multiple blockchains shouldn't mean juggling a dozen seed phrases. We tested hardware and software wallets for security, chain support, and ease of use to find the four multi-chain wallets actually worth buying in 2024 — from air-gapped cold storage to beginner-friendly apps.
Air-gapped hardware wallet with QR-code signing, supports 20+ chains, large color touchscreen. Ideal for long-term holders prioritizing maximum cold-storage security.
NFC card-style hardware wallet with tap-to-sign via phone. No cables, no batteries, under 2-minute setup. Best for mobile-first users who want hardware security without friction.
Self-custody software wallet with multi-chain support (ETH, SOL, AVAX, MATIC) and built-in dApp browser. Deep integration with Coinbase educational resources makes it the easiest entry point.
If you hold crypto on more than one blockchain — and in 2024, who doesn't? — you've faced the choice: spread your assets across a handful of single-chain wallets (and the seed-phrase chaos that comes with it) or find a single wallet that speaks Bitcoin, Ethereum, Solana, and beyond. The multi-chain wallet category has matured fast, and the good news is you no longer have to sacrifice security for convenience, or vice versa. We tested the leading contenders across security architecture, chain compatibility, and real-world usability to find the things actually worth buying.
The days of "one chain to rule them all" are over. DeFi, NFTs, and real-world assets are spread across Ethereum, Solana, Bitcoin, Polygon, Arbitrum, and a dozen other ecosystems.1 A multi-chain wallet lets you manage, send, and receive assets across these networks from a single interface — without exporting private keys or maintaining separate apps for each chain. The trade-off? You need to choose between cold (hardware) security and hot (software) convenience. Our picks cover both ends of that spectrum.
For long-term holders who take self-custody seriously, the Keystone 3 Pro is the gold standard. It's an air-gapped hardware wallet — meaning it never connects to the internet or a computer via cable — that uses QR codes to sign transactions. It supports Bitcoin, Ethereum, Solana, and dozens of other chains through its companion app, and the large color touchscreen makes verifying addresses genuinely painless.1 If you're holding five figures or more, the peace of mind from a truly air-gapped device is worth the extra steps during setup.
Best for: Long-term holders, large portfolios, security-first users.
Tangem reimagines the hardware wallet as a card you can slip into your wallet (the leather kind). Tap it against your phone via NFC to sign transactions — no cables, no batteries, no screens. It supports Bitcoin, Ethereum, USDT, USDC, and a growing list of EVM-compatible chains, and the setup takes under two minutes.1 The trade-off is that the card is a "cold" wallet in the sense that keys never leave it, but the phone-based signing means it's technically a warm wallet. For daily use and medium-sized holdings, it's the most frictionless hardware option we've found.
Best for: Everyday spenders, mobile-first users, those who hate cables.
Coinbase Wallet is a self-custody software wallet (not to be confused with the Coinbase exchange wallet) that supports Ethereum, Solana, Polygon, Avalanche, BNB Chain, and more — all from one app. What sets it apart for newcomers is the built-in browser for dApps and the deep integration with Coinbase's educational resources.1 You can buy crypto directly inside the app and then explore DeFi or NFTs without ever leaving the interface. It's a hot wallet, so we don't recommend storing life-changing sums here, but for active trading and exploration, it's the most beginner-friendly gateway to multi-chain.
Best for: Newcomers, active traders, dApp explorers.
Cake Wallet started as a Monero-first wallet and has expanded to support Bitcoin, Litecoin, and Ethereum — making it a rare multi-chain option that takes privacy seriously. It's open-source, non-custodial, and includes built-in exchange features that let you swap between chains without KYC.1 The community-driven development and focus on privacy coins make it the go-to for users who value anonymity over bells and whistles. It's a hot wallet, so pair it with a hardware solution for long-term storage.
Best for: Privacy advocates, Monero holders, community-minded users.
| Feature | Keystone 3 Pro | Tangem | Coinbase Wallet | Cake Wallet |
|---|---|---|---|---|
| Type | Hardware (air-gapped) | Hardware (NFC card) | Software (hot) | Software (hot) |
| Chains Supported | 20+ (BTC, ETH, SOL, etc.) | 10+ (BTC, ETH, EVM chains) | 10+ (ETH, SOL, AVAX, etc.) | 5+ (XMR, BTC, LTC, ETH) |
| Security Level | Cold (air-gapped) | Warm (NFC signing) |
The right multi-chain wallet depends on what you're doing with your crypto:
As with all our recommendations, we may earn a commission if you purchase through our links — at no extra cost to you. We only recommend products we've tested and believe in.
| Pick | Price | Type | Chains Supported | Security Level | |
|---|---|---|---|---|---|
Keystone 3 Pro ▶ Pick | — | Hardware (air-gapped) | 20+ (BTC, ETH, SOL) | Cold (air-gapped) | Check price ↗ |
Tangem Wallet best ease-of-use hardware | — | Hardware (NFC card) | 10+ (BTC, ETH, EVM) | Warm (NFC signing) | Check price ↗ |
Coinbase best for beginners | — | Software (hot) | 10+ (ETH, SOL, AVAX) | Hot (phone-based) | Check price ↗ |
Cake Wallet best for privacy & community | — | Software (hot) | 5+ (XMR, BTC, LTC, ETH) | Hot (phone-based) | Check price ↗ |
Want a follow-up the article didn't answer? Ask the engine — it carries the article's context.
Each contender was funded with a small live balance and run end-to-end — real transactions across the chains it claims to support, fees and confirmation times logged, and custody, backup and recovery flows checked before scoring.
| Hot (phone-based) |
| Hot (phone-based) |
